Underwriter Interview Questions

Underwriter Interview Questions

• What is your experience in underwriting?
• What are the most important factors you consider when underwriting a loan?
• How do you determine the appropriate level of risk for a loan?
• What are your thoughts on subprime lending?
• How do you evaluate a borrower's creditworthiness?
• What other information do you typically request from borrowers during the underwriting process?
• Do you have any experience with alternative forms of collateral (e.g., real estate, vehicles)?
• Can you provide an example of a situation where you had to deny a loan application?
• Are there any specific industries or types of loans that you specialize in underwriting?